Spray polyurethane foam is a combustible insulation material. Building codes establish requirements for separating foam insulation from certain interior spaces or protecting it using approved assemblies. These requirements help address how materials perform when exposed to fire.
Some protective coatings are formulated to expand when exposed to elevated temperatures. These are commonly called intumescent coatings. Depending on their tested application, they may be used as part of an approved fire protective system over spray foam insulation.
However, not every fire retardant coating qualifies as a thermal barrier. Some products are evaluated only for specific ignition barrier applications, while others have tested assemblies that permit their use as alternatives to conventional thermal barriers under defined conditions.
Products must be selected and installed according to their applicable evaluation reports, manufacturer instructions and the requirements of the local authority having jurisdiction.